Passion is a gritty kind of love, tough and

optimistic enthusiasm that overcomes negativity and inconvenience to make it

through to the end. (10,000 Reasons Overflow)

Thursday, March 08, 2012

Managing my money

I’m really great about knowing which store has the cheapest price for this or that and I have a budget in excel but I really feel like I need to get a software program to start really tracking where my money goes… My friend Sean quoted Dave Ramsey ‘Unless we tell our money where to go it tells us where it is going.’.

I really want to be more God honoring with my money. He gave it to me, so I want to be a good steward. Give more. Save more. There is no reason that I can’t do that! But it means that there MUST be less needless spending. Oh, and did I tell you, I’ve got a kid in college. Yesterday I was having a moment of how I should have been a better mom and saved more for her college, which is completely TRUE, however, there were many years that we were in survival mode, and she has had many experiences in her life (both of us have) that I cannot put a price tag on.

So, I think I am going to go with Quicken, unless someone tells me some other program that is FABULOUS!

Saving money doesn’t sound all that glamorous but not worrying about money, and being able to give generously, really does! So I’ve got a plan! TIME TO EXECUTE! Praying for guidance on where to spend and where to cut back.

Deut 8:17-18 You may say to yourself, “My power and the strength of my hands have produced this wealth for me.” 18 But remember the LORD your God, for it is he who gives you the ability to produce wealth, and so confirms his covenant, which he swore to your ancestors, as it is today.


zareena said...

I know how you feel. I'm alot better with the Lord's money this year and the latter part of last year, than I think I have ever been in my whole life.

Which is good.

Give some. Save some. And spend some. (I heard that on Joyce Meyer one day)

Another money saving tip I heard, it was on Oprah, she had said that if you unplug all your appliances when they are not in use, you can save alot of money that way. Just a thought.

I'm sure things will go well for you in this area, as you keep praying and asking God to lead and guide you.

Have a blessed day!

Jada's Gigi said...

You are a smart chicky...:)

donna said...

I'm working on these things also. And yes,I would be honored if you link to my blog. Love you !!

Vicki @ Light for the Creative Soul said...

Sounds like you're already a good steward, Margie. This year has been hard financially - can't control job loss, but God provides in surprising ways! Hugs!

Mrs. Mac said...

You can do it Margie! Get it in your head that a budget is a strategy game and 'own' it. Don't despise it .. just do it. The rewards are emancipation from the 'rat race' .. xxx

Harley Mcgowan said...

“Unless we tell our money where to go it tells us where it is going.” – Dave Ramsey definitely has a point. When handling your money and finances, it is always best to have a concrete plan to make sure that your money is going to the right places in your financial world.[Harley Mcgowan]

Ermentrude Glass said...

It’s never too late to change your way of handling your finances. Just make sure to know your priorities before anything else. It’s important that we save a part of our earnings even if just a little. What matters is that you are prepared for the future.

-Ermentrude Glass